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Certificate of Deposit Accounts (CDs)

We offer a wide range of certificates of deposit with various yields and maturities to fit your particular need. Are you looking for a shorter term? Retirement income? Longer term that pays a higher yield? Whatever your investment objectives, Lake City can help you find the certificate that meets your goals.

For information on current product offerings and interest rates, stop by one of our branch locations or call our One Call Center at (888) 522-2265 option 2.

Interest rates on Certificates of Deposit (CDs) are guaranteed until maturity and can be mailed to you by check, automatically deposited to your checking or savings account, or left to accumulate on the certificate. Certificates of Deposit are self-renewing at maturity at the current interest yield offered for new certificates with similar terms.

Certificates may not be withdrawn wholly or partially prior to their stated maturity without consent of the bank and then not without substantial penalty.

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