New Construction Loans

Whether you're building a new home or just adding on to the old one, you probably confront a roomful of construction details on a daily basis. Ease the load and let Lake City Bank help you build the perfect financing plan for your new project:

• Pay interest only for the construction period
• Six-month mortgage lock option
• Easy conversion to your permanent financing
• Super-fast turnaround on your application

Confused or overwhelmed about all the paperwork needed to apply for a loan? You needn't be. At Lake City Bank, we'll make it easy for you. Here's what you'll need for all loan applications:

1. Copy of fully executed purchase contract
2. Copy of original pay stubs covering the last 30 days
3. W-2 forms from the last two years
4. Most recent three months of statements for all deposit accounts
5. Name, address, and phone number of landlord for prior 24 months
6. High school or college diploma, if received within past two years
7. Tax returns from past two years, if applicable
8. Most recent two years corporate partnership S-Corp or other tax returns, if applicable
9. Relocation agreement and phone number of relocation coordinator

Getting together with one of our experienced loan officers is the fastest way to get the ball rolling. Call or e-mail us to make an appointment, and, using the information listed above, we'll design a mortgage that's just right for you!

Financial Calculators
Mortgage Loan Glossary

*Subject to credit approval.