Refinancing Loans

This may be the perfect time to refinance your home. You like to be smart about things. Taking advantage of lower interest rates is an enlightened way to make your mortgage work harder for you. Lake City Bank will make it easy. In fact, all you may need to worry about is bringing your pen to the closing.

• Put the equity in your home to work for you
• Reduce your interest rate
• Improve your monthly cash flow
• Do the home improvements you've been putting off

Confused or overwhelmed about all the paperwork needed to apply for a loan? You needn't be. At Lake City Bank, we'll make it easy for you. Here's what you'll need for all loan applications:

1. Copy of fully executed purchase contract
2. Copy of original pay stubs covering the last 30 days
3. W-2 forms from the last two years
4. Most recent three months of statements for all deposit accounts
5. Name, address, and phone number of landlord for prior 24 months
6. High school or college diploma, if received within past two years
7. Tax returns from past two years, if applicable
8. Most recent two years corporate partnership S-Corp or other tax returns, if applicable
9. Relocation agreement and phone number of relocation coordinator

Getting together with one of our experienced loan officers is the fastest way to get the ball rolling. Call or e-mail us to make an appointment, and, using the information listed above, we'll design a mortgage that's just right for you!

Financial Calculators
Mortgage Loan Glossary

*Subject to credit approval.