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First-Time Home Buyers
Relocation
New Construction
Refinancing
Mortgage Glossary
Local lending decisions by local people!
When you apply for a mortgage loan at Lake City Bank, the last thing you need is to be qualified by someone unfamiliar with the local real estate market. You'll get a fast decision made by local mortgage lenders who have a solid working knowledge of the local real estate market. Our people live in the areas they serve; furthermore, they are involved in the community.
They know what makes the process go smoothly and what doesn't, thereby keeping the paperwork and stress level to a minimum. They will be communicating with you every step of the way. Our goal is to make the home financing process easy and affordable. And, we think that's a difference you'll see and appreciate.
Pre-Approval Program
Apply for pre-approval before you start house hunting. With a pre-approval, you'll be able to shop intelligently because you'll know "how much house" you'll be able to afford. Plus, when it comes to making an offer, sellers are more liable to negotiate/sell to someone who has already been pre-approved.
Home Loan Programs
We offer fixed and adjustable rate financing. We'll help you determine which is best for you. We can also help you refinance your existing mortgage to take advantage of lower rates. We can help you with a construction loan to help build that "dream house." We can help you with relocation services if you are new to the area. And finally, we can finance the purchase of a home.
Financial Calculators
E-mail
*Subject to credit approval.
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