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Lake City Bank offers both secured and unsecured personal loans to help you pay for household goods, unexpected expenses, or any personal need. We make it easy for you to apply for a personal loan.
- Secured Loans
Rather than deplete your savings, why not make it work for you? When you use your LCB savings account or Certificate of Deposit as collateral, you can borrow against the amount you have on deposit.
- Unsecured Loans
An unsecured loan allows you to borrow without collateral. Your amount will be based on your income and ability to pay.
The following options are available for both secured and unsecured personal loans:
- Affordable fixed monthly payments
- An optional automatic payment deduction
- Competitive local rates and excellent terms
- Automatic payment (Sure Pay) from your checking account with a 0.25% interest rate discount if payment is from a LCB account
- Credit Life and Disability insurance available to protect payments in the event of death or disability
- Personal, professional, and local service
Financial Calculators
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*Subject to credit approval. |