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Corporate Profile

Lakeland Financial Corporation is a bank holding company that operates through Lake City Bank with its headquarters in Warsaw, Indiana. Lake City Bank is a $1.4 billion locally owned and managed community financial institution with offices in the following Indiana counties:  Kosciusko, Elkhart, Allen, St. Joseph, DeKalb, Fulton, Huntington, LaGrange, Marshall, Noble, Pulaski and Whitley located in northern Indiana. 

The bank provides a comprehensive range of financial services, including commercial and retail banking, trust and investment management, and brokerage services. The Trust & Investment Management Department has assets of approximately $783 million. Lake City Bank is the third-oldest state-chartered financial institution headquartered in Indiana. The bank's goal is to have the look and feel of a local community bank, but with the technical sophistication to develop and maintain commercial customers whose needs we can accommodate.

Investor Information
Investor Relations
Lake City Bank
P. O. Box 1387
Warsaw, IN 46581-1387
(574) 267-6144

Corporate Offices
Lake City Bank
202 E. Center Street
P. O. Box 1387
Warsaw, IN 46581-1387
(574) 267-6144

Corporate Counsel
John E. Freecheck
Barack Ferrazzano Kirschbaum Perlman & Nagelberg
333 W Wacker Drive
Suite 2700
Chicago, IL 60606
(312) 984-3100

Independent Auditors
Crowe Chizek and Company, LLC
330 E. Jefferson Blvd.
P. O. Box 7
South Bend, IN 46624-0007
(574) 232-3992

Stock Listings
Lakeland Financial Corporation common stock is traded and listed on the NASDAQ Stock Market under the symbol LKFN.

Market Makers for Lakeland Financial Corporation Stock
Stifel, Nicolaus & Company, Inc.
500 North Broadway
St. Louis, Missouri 63102
(800) 488-0970

Raymond James & Associates, Inc.
P. O. Box 130
Elkhart, Indiana 46515
(800) 437-6639

McDonald Investments, Inc.
214 South Main Street
Elkhart, IN 46516
(800) 340-6321

FTN Financial Securities Corp.
500 West Madison Street
Suite 2940
Chicago, IL 60661
(800) 964-9860

Howe Barnes Investments, Inc.
135 South LaSalle Street
Chicago, IL 60603-4398
(800) 800-4693

The above-referenced market makers do not endorse Lakeland Financial Corporation stock but rather are companies who are familiar with Lakeland Financial Corporation common stock. Please note that any opinions, estimates, or forecasts regarding Lakeland Financial Corporation's stock performance made by these market makers are theirs alone and do not represent opinions, forecasts, or predictions of Lakeland Financial Corporation or its management or its directors.

The fact that Lakeland Financial Corporation has paid dividends in the past is no guarantee that it will continue to do so in the future. Consequently, cash dividends are dependent on the earnings, capital needs, regulatory constraints, and other factors. Future dividends, if any, will be payable only when legally permitted and only at and when approved by the board of directors of Lakeland Financial Corporation, and may depend on factors that may be outside the control of Lakeland Financial Corporation.

Financial Reports
Dividend Reinvestment and Stock Purchase Plan
Plan Questions and Answers
E-mail

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