Digital Solutions

Chip cards at Lake City Bank

Lake City Bank Visa® Debit Cards now feature an embedded chip that improves security when you make purchases at a chip-activated terminal.

Why the Chip?

This new technology provides you with two great benefits.

Enhanced Fraud Protection

When you use your card at a chip-activated terminal, the embedded chip generates a one-time use code to help reduce in-store fraud.

Global Acceptance

More merchants are accepting chip transactions every day. Whether you check out using chip technology or swipe your card, you can pay with confidence – wherever Visa is accepted.

How to Use It

If a chip-activated terminal is available, follow these instructions to use your chip card.

  1. Insert the chip end of your card into the terminal with the chip facing up.
  2. Keep your card in the terminal and follow the prompts.
  3. Remove your card when prompted and take your receipt.

If a merchant is not yet chip-activated, you can still swipe your card to pay.


If you have questions about this new technology or how to use it, check out our FAQs page, call our One Call Center at (888) 522-2265 or drop in one of our branch locations.

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