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Modern Community Banking Built Around You.

We know banking is personal and needs to keep up with the latest conveniences. That’s how we’ve built lasting relationships with families and businesses throughout Indiana for over 150 years.

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Let’s Take the Next Step — Together

Open an Account
Buy a Home
Apply for a Loan
Schedule a Meeting
Plan Your Future
Protect Your Legacy

Lake City Bank is Unique

And so are you. We know that your banking needs are personal, at every stage of life. Through our locally-focused personal attention and investment in our communities, we want to help you thrive.

  • Talk to a banker — whenever you need.
  • Enjoy the digital banking conveniences to simplify your life.
  • Bank with people who know you and your community.
Why Bank With Us

Banking Built on Relationships

Our people make all the difference.

“I love building relationships with my clients and being their go-to for all their banking needs. As those relationships grow, I also connect them with other team members who can help in different areas.”
-Shelly Kammerer
Vice President, Retail Banking Officer and Private Banker Warsaw Downtown branch

Banking Built on Relationships

Our people make all the difference.

“I enjoy helping businesses grow and improve, and being part of their long-term success.”
-Ron BonDurant
Vice President, Commercial Banking Officer Elkhart Region

Banking Built on Relationships

Our people make all the difference.

“I love getting to know our clients and finding ways to help them grow their business.”
-Amber Wolfer
Vice President, Commercial Banking Officer Goshen Region

Meet Your Local Banker

We’d love to talk to you one-on-one.

Schedule an Appointment

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The Learning Center

Tools & Calculators

Planning for a loan, retirement, or savings? Our calculators provide clear, easy-to-understand numbers to help you make smart decisions.

Mobile App

Bank wherever life takes you with Lake City Bank Digital, built to make your personal or business banking simple and convenient.

Buying a Home

Thinking about buying a home? Explore step-by-step resources to help you prepare and feel confident in the process.

Banking Tips & Insights

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Reading time: 4 mins

Comparing Mortgage Loan Types: Find Your Best Option

Choosing a home loan is one of the most important steps in the homebuying process. With multiple mortgage loan types available, it’s important to understand how each option works before making a decision.

Mortgage features vary in several important ways. To help you consider all the variables before you decide, we’ve broken down home loan types, terms and rates below.

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Reading time: 7 mins

Avoid These 6 Common Investing Mistakes

Investing resembles many other financial endeavors. A bit of planning, understanding yourself, and seeking advice can mean the difference between success and failure. To help you get started, we’ve gathered six common investing mistakes and how to avoid them.

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Reading time: 1 mins

Irene Garcia is Lake City Bank

I value working at Lake City Bank because of my team’s commitment to providing quality service to our account holders. I also appreciate the support, collaboration, and encouragement I’ve received from current and past leaders, along with the opportunity to contribute my skills.