Skip to main content

Checking Accounts

Whether you’re looking for a basic checking account, an interest-bearing account or something in between, Lake City Bank offers checking solutions designed around you. After all, every customer has different checking needs. That’s why Lake City Bank gives you so many options to choose from.

Explore Checking Accounts

Savings Accounts

A strong savings plan is the heart of smart financial management. Lake City Bank has the right option to make the most of your savings journey, no matter where you are in life.

Explore Savings Accounts

Debit Cards

Use your Lake City Bank Visa® debit card anywhere Visa cards are accepted, and the amount will be automatically deducted from your checking account. Plus, use it to access your account from any ATM1 to withdraw and transfer funds or to check your balances.

Get a Debit Card

1Fees may apply when accessing an ATM not owned by Lake City Bank. Debit and ATM cards can be used at any Cirrus/Star network ATM.

Credit Cards

Choosing the right credit card is easier than ever. Whether you want to pay down balances faster, maximize cash back, earn rewards or begin building your credit history, we have the ideal card for you!

Explore Credit Cards

CDs

Whatever your goal, we offer a CD that will help you reach it. Are you looking for a short-term deposit? Retirement income? A longer term commitment that pays a higher yield? Talk to us and we’ll set you up with the right solution.

Explore CDs

Health Savings Accounts

Have a high deductible plan? Enroll in our HSA Checking account to take advantage of tax-free savings for current and future medical expenses.

Get an HSA

Youth Accounts

It’s never too early to learn about financial responsibility. Lake City Bank has accounts geared to kids, teens and young adults.

Explore Youth Accounts

Meet Your Local Banker

We’d love to talk to you one-on-one.

Find a Branch Near You

Banking Tips & Insights

Practical Budgeting Methods That Actually Work

For many of us, creating a budget is the easy part. The hard part is sticking to a plan over the long term. Understanding your habits, strengths, and weaknesses can help you choose budgeting strategies that you’ll actually stick with.