Information Management Tools

Account Reconciliation

Deposit Account Reconciliation helps you view, organize and reconcile activity in your accounts easily online with Lake City Bank Digital. Manually or automatically match paid checks to your register.

BAI and BAI2 Reporting

BAI Reporting is a file format used for electronic cash management balance reporting and reconciliation.

The formats — BAI and BAI2 — are standardized codes used for cash management by the Bank Administration Institute (BAI). The two formats differ in their level of detail — BAI2 splits check totals into separate invoice references and associated payment amounts; BAI does not.

Lake City Bank provides BAI and BAI2 data according to your needs. Use Lake City Bank Digital to pull BAI reports, which you can schedule for automatic production for selected accounts. You can also use Secure File Transfer Protocol (SFTP) services to automate obtaining BAI and BAI2 data.

Lake City Bank Digital for Business

Manage your business finances anytime, anywhere with the same secure, easy-to-use experience across all your devices.

• All-in-One Access — View balances, make transfers, and manage payments in one place.
• Customizable Tools — Add ACH, wire, Positive Pay, and other modules as your business grows.
• Built-In Security — Protect your accounts with Dual Approval, user permissions, and enhanced authentication options.
• Real-Time Insights — See up-to-date account activity and access up to seven years of transactions, statements and reports.
• Convenient Features — Deposit checks, place stop payments and set up customizable alerts.