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SwiftLend

SwiftLend offers simple, fast financing solutions to help your business move forward. Whether you need to purchase a vehicle, upgrade equipment, or access flexible working capital, SwiftLend makes it easy to apply and get answers quickly from a local banking team you can trust.

Financing Solutions Designed for Your Business

  • SwiftLend Business Vehicle or Equipment Loan*
  • SwiftLend Business Line of Credit*

Before You Get Started

To help you move through your application smoothly, make sure you have the following information ready:

Business information

  • Legal business name and address
  • Type of business entity and the year it was established
  • Business Tax ID number
  • Number of employees

Most recent fiscal year financial statement, including balance sheet and income statement with the following information:

  • Gross Revenues, Net Income, Depreciation and Interest Expense
  • Current and Total Assets
  • Current and Total Liabilities

Most of the information listed above would be contained in your most recent business tax return or financial statements.

Business owner information

  • Name and home address
  • Social Security Number
  • Title and ownership percentage

A government-issued photo ID (such as a driver’s license, U.S. passport, or state ID)

SwiftLend Business Vehicle or Equipment Loan*

  • Term up to 60 months
  • Loan amount up to $100,000
  • Over two years in business
  • Guarantor1 credit score above 720
  • SurePay2 required
  • Proof of insurance3 required
New Customers
Existing Customers

If you have any existing accounts with Lake City Bank, please select the Existing Customers link.

SwiftLend Business Line of Credit*

  • Term up to 24 months
  • Line of credit up to $50,000
  • Over two years in business
  • Guarantor1 credit score above 720
  • SurePay2 required
New Customers
Existing Customers

If you have any existing accounts with Lake City Bank, please select the Existing Customers link.

1Any owners with 20% or more ownership must guarantee this loan. To accommodate an efficient response, please ensure that credit reports have been unfrozen prior to submitting the application.
2SurePay is Lake City Bank’s automatic payment service that withdraws your loan payment from your Lake City Bank deposit account on a scheduled basis.
3Proof of insurance on the collateral to be pledged with Lake City Bank listed as loss payee is required.
Lake City Bank accepts loan applications in our market area only, which primarily includes Northern and Central Indiana (or within a 120-mile radius from any Lake City Bank branch).  For additional information, please contact (844) 979-7164.
*All loans are subject to credit approval.

After You Apply, Here’s What to Expect

  • A clear explanation of our decision from one of our Business Bankers and any options we’ve identified to help support your current and future borrowing needs.
  • Dedicated support from our team. Everyone involved in reviewing your request is committed to providing straightforward guidance and excellent service throughout the process.

If you have any questions, please visit our Contact Us page to connect with us.

Business Banking Officers

Bridget M. Camden

Vice President and Business Banking Manager

(574) 200-5960 Email

Bridget Camden serves as Vice President, Business Banking Manager. She started her career in financial services in 2014 and joined Lake City Bank in 2018.

She earned her bachelor’s degree from Purdue University.

Bridget M. Camden

Vice President and Business Banking Manager

Read more

Joe D. Burtnette

Vice President and Business Banking Officer

(260) 399-2490 Email

Joe Burtnette serves as Vice President, Business Banking Officer. He started his career in financial services in 2016 and joined Lake City Bank in 2017.

He earned his bachelor’s degree in business finance from Indiana University Fort Wayne.

Joe D. Burtnette

Vice President and Business Banking Officer

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Victoria A. Larrew

Assistant Vice President and Business Banking Officer

(260) 201-9067 Email

Victoria Larrew serves as Assistant Vice President, Business Banking Officer. She started her career in financial services when she joined Lake City Bank in 2019.

She earned her bachelor’s degree from Purdue University.

Victoria A. Larrew

Assistant Vice President and Business Banking Officer

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Maxxwell P. Sell

Assistant Vice President and Business Banking Officer

(574) 200-5944 Email

Maxxwell Sell serves as Assistant Vice President, Business Banking Officer. He started his career in financial services when he joined Lake City Bank in 2021.

He earned his bachelor’s degree in business administration from Indiana Tech.

Maxxwell P. Sell

Assistant Vice President and Business Banking Officer

Read more
HELOC

Put Your Home’s Equity to Work

Lock in a portion of your Home Equity Line of Credit with a five-year Fixed Rate Lock at 5.74% APR* — perfect for renovations, debt consolidation, or a big purchase.
Learn More

NMLS #431669.
*All loans are subject to credit approval.
Member FDIC

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