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Your Money, Wherever You Are

Use your Lake City Bank Visa® debit card anywhere Visa is accepted — for purchases, withdrawals, transfers, and more. Because purchases are pulled directly from your checking account, it’s important to understand how your account handles transactions, including overdrafts. Learn more about how overdrafts work with your checking account.

Enjoy the benefits of a Lake City Bank Visa® debit card.

Carry Less, Do More with a Digital Wallet

Prefer to streamline to less cards? Now you can add your debit card to a Digital Wallet and pay right from your phone.

Round Up to Save or Give

Make purchases count more with SpendSave. You can automatically round up transactions to either boost your savings account or support a verified charity* of your choice.

*Fees apply for SpendSave for Impact donations. Refer to Lake City Bank’s SpendSave Product Disclosure for more information.

Visa Click to Pay

Shop online quickly and securely with your Lake City Bank Visa. Wherever you see the Click to Pay icon, check out without entering card details or filling out forms.

Why you’ll love it

  • Easy — Save time at checkout with just a few clicks.
  • Smart — Use it anywhere you see the Click to Pay icon and Visa debit is accepted.
  • Secure — Visa’s advanced security helps protect your payment information every time you shop.

Questions? If you have questions about Visa Click to Pay or how to use it, check out these FAQs, call our One Call Center at (888) 522‑2265 or drop in one of our branch locations.

Debit Card Controls

Manage your cards easily

Lost your debit card? Notice unusual activity? Debit Card Controls is built right into Lake City Bank Digital, making it easy to manage and protect your cards in just a few taps — no separate app required.

With Debit Card Controls, you can quickly turn your card on or off*, set spending limits, and choose when, where, and how your card can be used.

What you can control
You can set restrictions and alerts based on:

  • Transaction amount
  • Transaction type, such as eCommerce, ATM, and in-store purchases
  • Merchant type, including gas stations, restaurants and grocery stores
  • Geography, including international transactions

Debit Card Controls now includes even more ways to manage your cards

  • Activate new Lake City Bank debit, HSA, or ATM cards directly in Debit Card Controls.
  • Report a lost or stolen card and order a replacement immediately.
  • Set up Travel Notifications to enter travel dates and destinations and help avoid potential card issues while you’re away.
  • Alerts and notifications will be sent by text message or email (message and data rates may apply).

How to access and update Debit Card Controls

  • Log in to Lake City Bank Digital. If you don’t currently use Lake City Bank Digital, you can learn more about how to sign up here.
  • Select Debit Card Services from the menu.
  • Choose an individual card or select Manage Card and Alerts.
  • Under Card Management, select Debit Card Controls.
  • Choose your alert delivery option (SMS/text or email – message and data rates may apply). Select Enroll Cards.
  • Set limits to control which transaction types, merchant types, and spending amounts are allowed.
  • Select Submit Limits.

*If you’re turning your card off due to a suspected fraudulent transaction, you’ll still need to contact the bank to report the fraudulent transaction.

Questions or concerns? Call our One Call Center at (888) 522‑2265 use our live chat function or stop by one of our branch locations. We’re always happy to help.

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