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Mortgages

Purchasing your first home, or moving into a bigger one? Even splurging on a vacation home? Lake City Bank has the right mortgage for you. Our local mortgage experts will guide you throughout the process so you can be confident about the results. 

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Home Equity

A Home Equity Line of Credit allows you to put the equity in your house to work. You can use the line of credit for anything — home improvements, a vacation, or debt consolidation, for example.

Explore HELOCs

Auto, Boat & RV Loans

Perhaps you are in the market for a new fuel efficient car or a pickup that’s been around the block a time or two. Whatever the choice, Lake City Bank offers attractive and competitive rates and terms.

Get a Vehicle or Boat Loan

Personal Loans

Maybe you need some extra cash for unexpected expenses, are building your credit, or even planning for the costs of higher education. Lake City Bank has a range of personal loans to help you borrow in the smartest way.

Explore Personal Loans

Meet Your Local Banker

We’d love to talk to you one-on-one.

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Banking Tips & Insights

Practical Budgeting Methods That Actually Work

For many of us, creating a budget is the easy part. The hard part is sticking to a plan over the long term. Understanding your habits, strengths, and weaknesses can help you choose budgeting strategies that you’ll actually stick with.