Call Us Today (888) 522-2265
Locations Contact Us Appointments Español Careers
Personal Banking Accounts & Services
Banking
Loans
Digital Banking
Wealth Management
Terms & Conditions
Business & Commercial Banking
Banking
Loans
Treasury Management
Wealth Management
Terms & Conditions
Wealth Management
Wealth Advisory
Lake City Investments
Private Banking
Retirement Plans
About Us
Learning Center
Latest News
Insights Blog
Tools & Calculators
Resources

Business and Commercial Credit Cards

Choose from our popular business credit card options such as low rate, cash back or flexible rewards to find the one that works best for your business. Every Lake City Bank Business Credit Card comes with valuable tools and features to help you manage expenses, protect your accounts, and keep your business moving.

No matter which card you choose, your business will benefit from important features like:

  • Free online expense reporting tools.
  • No fee for additional employee cards.
  • Mobile payment capability for added convenience.
  • Zero Fraud Liability.* You won’t be liable for fraudulent purchases when your card is lost or stolen.
  • Cardmember Service available 24 hours a day/365 days per year.

Drop in one of our branch locations or call your Corporate and Institutional Services Officer at (844) 979-7164 for more information or to apply for a credit card.

Learn More & Apply Now

Commercial Credit Cards

Contact Us for a Demo

Empower your business with Lake City Bank’s Commercial Card solutions — built to simplify spending, streamline payables, and reward your business for everyday purchases. Whether you choose the Commercial Rewards Card or the One Card, you’ll gain powerful tools to manage expenses, improve cash flow, and automate processes.

No matter which card you select, your business will benefit from key features like:

  • Integrated payables and AP automation for efficient expense and payment management.
  • Comprehensive online reporting and accounting system integration (QuickBooks, NetSuite, Xero).
  • Virtual and physical card options, including department cards (virtual or physical) and single-use virtual cards.
  • Multiple Program Administrators with real-time access from desktop or mobile.
  • Organizational-only liability protection.
  • Free receipt imaging.
  • Ability to manage multiple business lines under one program.
  • Custom card plastics to match your brand.
  • No annual fee.
  • Cardmember Service available 24 hours a day, 365 days a year.

Choose the card that fits your business best

Commercial Rewards Card — Choose from a rewards point or rebate structure.

One Card — Earn an annual rebate based on your total spend.

To learn more or schedule a demo, contact your Corporate and Institutional Services Officer at (844) 979-7164.

Credit Card Balance Transfer Calculator

*Elan Financial Services provides zero fraud liability for unauthorized transactions. Cardholder must notify Elan Financial Services promptly of any unauthorized use. Certain conditions and limitations may apply.
The creditor and issuer of these cards is Elan Financial Services, pursuant to separate licenses from Visa U.S.A. Inc., and Mastercard International Incorporated. Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

SwiftLend

Simple Business Lending with Local Support

SwiftLend offers a simple, start-to-finish online application for business loans* and lines of credit*, backed by personalized support from our Business Banking team.
Learn More

*All loans are subject to credit approval. NMLS #431669.

Commercial Card Demo

"*" indicates required fields

This field is for validation purposes and should be left unchanged.
Contact Name*

Meet Your Local Banker

We’d love to talk to you one-on-one.

Schedule an Appointment

Find a Branch Near You

Banking Tips & Insights