Reducing Paper Adds Up
Naturally, banking involves paper — statements, notices, receipts, and more. But producing and disposing of paper uses significant resources, including water, trees, and electricity. That’s why we continue to invest in solutions that reduce paper waste without compromising service.
Repurposing for the Future: Making the Most of Our Brick-and-Mortar
At Lake City Bank, recycling takes on a whole new meaning when it comes to buildings. For decades, the bank has prioritized repurposing existing facilities over constructing new ones, embodying its commitment to sustainably managing resources.
All the Right Reasons — A Look Behind the Scenes at Our Recycling Program
People often relate stewardship to money, especially when it comes to financial institutions. Lake City Bank defines stewardship more broadly: it means taking care of people.
Lake City Bank Supports the Watershed Foundation
The Watershed Foundation (TWF) is an environmental nonprofit organization that protects and improves water quality in the Upper Tippecanoe River Watershed by stopping pollution at its source before it ever reaches the water.
Supporting Financial Literacy
Lake City Bank’s decades-long dedication to financial literacy can be seen through a variety of programs and services like the Financial Wellness Partner Program, Junior Achievement and the Reality Store.
Diversity & Inclusion
Lake City Bank is committed to being the acknowledged and recognized leader in Indiana Community Banking. We achieve this mission only through the hard work and dedication of our employees. The bank team is 701 people strong, including 655 full-time, 20 part-time, and 26 seasonal/temporary employees as of December 31, 2025.
Community
Lake City Bank has cared about our communities since first opening on May 14, 1872, in Warsaw, Indiana. As Indiana has grown over the years, we’ve grown right along with it — while proudly keeping the same name on the door. What started as one small office with $60,000 in assets has grown to 55 locations and $7.2 billion in assets. Even with all that growth, our focus hasn’t changed — to serve our communities, one customer, one business at a time.
Defining Community Banking One Volunteer Hour at a Time
From its start in 1872, giving back has come naturally to Lake City Bank. Employees across the bank’s footprint take its core values of Stewardship and Community Service seriously.
Lake City Bank Receives Dual Bank On Account Certification from Cities for Financial Empowerment Fund
Lake City Bank’s Essential Checking and Getting Ahead Checking accounts were recently certified by the national Cities for Financial Empowerment Fund (CFE Fund) as meeting the 2023-24 Bank On National Account Standards. The account standards designate features that ensure low-cost accounts with high functionality and consumer safety. Essential Checking is the bank’s newest addition to […]
Lake City Bank Supports Flanner House Community
Lake City Bank’s commitment to the Flanner house began back in 2017, when a group from the bank met with then-new Executive Director Brandon Cosby, who described the basic services the community lacked, including a bank, grocery store, and a path to home ownership.
Lake City Bank Supports Ivy Tech Students in Warsaw with Laptops
Lake City Bank partners with Ivy Tech Community College Warsaw to provide laptops for students through the college’s Loan-to-Own program. In the Loan-to-Own program, students can check out a laptop for two weeks.
Delivering Loan Products to Our Communities
During the COVID-19 pandemic, Lake City Bank stepped up to support our customers and communities, ensuring they had access to vital resources during an unprecedented time.
Celebrating 150 years with $150,000 in Donations
May 2022 marked Lake City Bank’s 150th anniversary as an Indiana community bank. The bank gave back to communities in each county where it operates to commemorate the milestone year, in the form of $10,000 unrestricted donations to community foundations within the 15 counties.
Sustainability Accounting Standards Board (SASB) Index
At Lake City Bank we are committed to reporting reliable disclosures consistent with industry best practices to provide comparable, useful information to our investors. We are proud to provide Lake City Bank’s SASB Index including the SASB Commercial Bank, Consumer Finance and Mortgage Finance standards. SASB is an independent standard-setting organization that identifies environmental, social and corporate governance (ESG) topics relevant to financial performance that enable companies to communicate financially material sustainability information.
Bank Secrecy Act
The Bank Secrecy Act (BSA), also known as the Anti-Money Laundering Law (AML), passed into law in 1970. Designed to combat money laundering, the BSA established requirements for financial institutions that protect their clients, their communities and the country. Specifically, the law established requirements for recordkeeping and reporting suspicious activity that could indicate money laundering and other crimes.
Lake City Bank has integrated BSA controls into our processes and structure. Specifically, Lake City Bank maintains a BSA/AML compliance program including:
- Designating a BSA officer who is responsible for managing BSA/AML compliance
- Designing, implementing and maintaining internal controls to ensure ongoing compliance with the BSA, and due diligence of our customer base to identify beneficial ownership
- Conducting independent BSA/AML compliance testing
- Implementing yearly training for all bank employees based on their specific job responsibilities
Meet Your Local Banker
We’d love to talk to you one-on-one.
Find a Branch Near You
By following this link you are leaving Lake City Bank's website. Lake City Bank is not responsible for the content, links, privacy or security of the website you are going to.