Agricultural Loans
Providing financial services to farmers and agri-businesses has been an important commitment of Lake City Bank since our founding in 1872. While the complexity of agri-businesses has changed over that time, we’ve grown with the industry and are in a great position to provide knowledgeable and experienced advice and banking services. In fact, we’re the second largest lender to agricultural clients in Indiana.
We can partner with your farm or agri-business for:
- Operating lines of credit
- Equipment loans
- Real estate loans for purchasing/refinancing acreage
- Construction loans for buildings or grain handling systems
- Letters of credit
- Specialized loan programs for beginning farmers through the USDA & Farm Service Agency. Lake City Bank is a certified lender through the FSA, which streamlines the application and documentation process.
Agricultural Commercial Banking Officers
Joseph F. Kessie
Senior Vice President and Commercial South Regional Manager(574) 267-9177
Joseph Kessie serves as Senior Vice President, Commercial South Regional Manager. He also manages the entire Agribusiness Loan Portfolio. He started his career in financial services in 1983 and joined Lake City Bank in 1997.
He earned his bachelor’s degree in agriculture finance at Purdue University and his master’s degree in business administration at Indiana Wesleyan University. He is also a graduate of the Colorado Graduate School of Banking.
Everett L. Nifong
Vice President and Commercial Banking Officer(574) 267-9135
Everett Nifong serves as Vice President, Commercial Banking Officer. He has licenses in both Life and Health Insurance and Property and Casualty Insurance. He started his career in financial services in 1985 and joined Lake City Bank in 2003.
He earned his bachelor’s degree in business administration at Indiana Wesleyan University. He also graduated from the Kosciusko Leadership Academy.
Cari J. Juillerat
Assistant Vice President and Commercial Banking Officer(574) 376-7201
Cari Juillerat serves as Assistant Vice President, Commercial Banking Officer. She started her career in financial services in 2011 and joined Lake City Bank in 2012.
She earned her bachelor’s degree in agricultural finance at Purdue University.
Corbin J. Holtsberry
Assistant Vice President and Commercial Banking Officer(574) 267-9198, x43105
Corbin Holtsberry serves as Assistant Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2016.
He earned his bachelor’s degree in Agribusiness with a concentration in Agricultural Finance at Purdue University.
Rodney B. Hooley
Vice President and Commercial Banking Officer(574) 285-7000
Rodney Hooley serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1994 and joined Lake City Bank in 2006.
He earned his bachelor’s degree in finance at Ball State University.
Keith B. Goodman
Vice President and Commercial Banking Officer(574) 358-7000
Keith Goodman serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1991 and joined Lake City Bank in 2017.
He earned his bachelor’s degree in business from Goshen College.
Steven J. Troike
Vice President and Commercial Banking Officer(574) 855-5091
Steven Troike serves as Vice President, Commercial Banking Officer. He started his career in financial services in 2006 and joined Lake City Bank in 2018.
He earned his bachelor’s degree in business finance and management at Ball State University.
