Agricultural Loans
Providing financial services to farmers and agri-businesses has been an important commitment of Lake City Bank since our founding in 1872. While the complexity of agri-businesses has changed over that time, we’ve grown with the industry and are in a great position to provide knowledgeable and experienced advice and banking services. In fact, we’re the second largest lender to agricultural clients in Indiana.
We can partner with your farm or agri-business for:
- Operating lines of credit
- Equipment loans
- Real estate loans for purchasing/refinancing acreage
- Construction loans for buildings or grain handling systems
- Letters of credit
- Specialized loan programs for beginning farmers through the USDA & Farm Service Agency. Lake City Bank is a certified lender through the FSA, which streamlines the application and documentation process.
Agricultural Commercial Banking Officers
Joseph F. Kessie
Senior Vice President and Commercial South Regional Manager(574) 267-9177
Joseph Kessie serves as Senior Vice President, Commercial South Regional Manager. He also manages the entire Agribusiness Loan Portfolio. He started his career in financial services in 1983 and joined Lake City Bank in 1997.
He earned his bachelor’s degree in agriculture finance at Purdue University and his master’s degree in business administration at Indiana Wesleyan University. He is also a graduate of the Colorado Graduate School of Banking.
Keith B. Goodman
Vice President and Commercial Banking Officer(574) 358-7000
Keith Goodman serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1991 and joined Lake City Bank in 2017.
He earned his bachelor’s degree in business from Goshen College.
Ryan J. Hoffman
Vice President and Commercial Banking Officer(574) 371-9211
Ryan Hoffman serves as Vice President, Commercial Banking Officer. He started his career in financial services in 2011 and joined Lake City Bank in 2018.
He earned his associate’s degree in business administration at Ivy Tech Community College and his bachelor’s degree in business administration at Indiana University. He also completed the Harvard ManageMentor® program.
Rodney B. Hooley
Vice President and Commercial Banking Officer(574) 285-7000
Rodney Hooley serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1994 and joined Lake City Bank in 2006.
He earned his bachelor’s degree in finance at Ball State University.
Everett L. Nifong
Vice President and Commercial Banking Officer(574) 267-9135
Everett Nifong serves as Vice President, Commercial Banking Officer. He has licenses in both Life and Health Insurance and Property and Casualty Insurance. He started his career in financial services in 1985 and joined Lake City Bank in 2003.
He earned his bachelor’s degree in business administration at Indiana Wesleyan University. He also graduated from the Kosciusko Leadership Academy.
Cari J. Juillerat
Assistant Vice President and Commercial Banking Officer(574) 376-7201
Cari Juillerat serves as Assistant Vice President, Commercial Banking Officer. She started her career in financial services in 2011 and joined Lake City Bank in 2012.
She earned her bachelor’s degree in agricultural finance at Purdue University.
Nathan R. Poe
Assistant Vice President and Commercial Banking Officer(260) 768-4590 x42609
Nathan Poe serves as Assistant Vice President, Commercial Banking Officer. He started his career in financial services in 2010 and joined Lake City Bank in 2015.
He earned his associate’s degree in business at Indiana University and his bachelor’s degree in finance at Indiana University. He also attended the Air Force ROTC program at the University of Notre Dame.
