Loans

When you borrow from Lake City Bank, we provide more than the loan you need to start, expand or improve your business. We also connect you with a business banker dedicated to supporting and assisting you as your business grows and changes, including connecting you to the other services we offer. On average, our commercial bankers each have more than two decades of Indiana banking experience, and 90% of the loans we approve are business-related.

Look through the listings for all our business bankers or click on the links below to jump to the team that works with business in your area.

Commercial South Banking Officers – Fulton, Kosciusko, Marshall, Pulaski and Whitley counties
Commercial North Banking Officers – Elkhart and St. Joseph counties
Commercial East Banking Officers – Allen, DeKalb, Huntington, Noble and Whitley counties
Commercial Central Banking Officers – Elkhart, LaGrange, Marshall and Noble counties
Commercial Indianapolis Banking Officers – Hamilton, Johnson and Marion counties
Private Bankers

Photo of Joseph Kessie

Joseph F. Kessie

Senior Vice President and Commercial South Regional Manager
(574) 267-9177
Email

Joseph Kessie serves as Senior Vice President, Commercial South Regional Manager. He also manages the entire Agribusiness Loan Portfolio. He started his career in financial services in 1983 and joined Lake City Bank in 1997.

He earned his bachelor’s degree in agriculture finance at Purdue University and his master’s degree in business administration at Indiana Wesleyan University. He is also a graduate of the Colorado Graduate School of Banking.

Nathan Conley

Nathan R. Conley

Vice President and Commercial Banking Officer
(574) 376-7159
Email

Nathan Conley serves as Vice President, Commercial Banking Officer. He started his career in financial services in 2004 and joined Lake City Bank in 2006.

He earned his bachelor’s degree in business administration at Manchester University. He also graduated from the Kosciusko Leadership Academy and has earned the Credit Risk Certification from the Risk Management Association.

Photo of Dale Cramer

Dale L. Cramer

Vice President and Commercial Banking Officer
(574) 704-7000
Email

Dale Cramer serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1974 and joined Lake City Bank in 1991.

He earned his bachelor’s degree in business administration at Manchester University. He also received a degree from the Commercial School of Banking at the University of Oklahoma.

Ryan Hoffman

Ryan J. Hoffman

Vice President and Commercial Banking Officer
(574) 371-9211
Email

Ryan Hoffman serves as Vice President, Commercial Banking Officer. He started his career in financial services in 2011 and joined Lake City Bank in 2018.

He earned his associate’s degree in business administration at Ivy Tech Community College and his bachelor’s degree in business administration at Indiana University. He also completed the Harvard ManageMentor® program.

Photo of Everett Nifong

Everett L. Nifong

Vice President and Commercial Banking Officer
(574) 267-9135
Email

Everett Nifong serves as Vice President, Commercial Banking Officer. He has licenses in both Life and Health Insurance and Property and Casualty Insurance. He started his career in financial services in 1985 and joined Lake City Bank in 2003.

He earned his bachelor’s degree in business administration at Indiana Wesleyan University. He also graduated from the Kosciusko Leadership Academy.

Photo of Cameron Plew

Cameron Plew

Vice President and Commercial Banking Officer
(574) 371-9212
Email

Cameron Plew serves as Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2003.

He earned his bachelor’s degree in business administration at Valparaiso University. He also graduated from the Indiana Bankers Association Commercial Lending School and the Kosciusko Leadership Academy.

Photo of Chris Wiggins

Chris W. Wiggins

Vice President and Commercial Banking Officer
(574) 371-9241
Email

Chris Wiggins serves as Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2004.

He earned his bachelor’s degree in finance at Gardner-Webb University in North Carolina.

Cari Juillerat

Cari J. Juillerat

Commercial Banking Officer
(574) 376-7201
Email

Cari Juillerat serves as Commercial Banking Officer. She started her career in financial services in 2011 and joined Lake City Bank in 2012.

She earned her bachelor’s degree in agricultural finance at Purdue University.

Cory McClarnon

Cory E. McClarnon

Commercial Banking Officer
(574) 935-4200, x46396
Email

Cory McClarnon serves as a Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2011.

He earned his bachelor’s degree in business management at Ball State University. He is also a graduate of Leadership Marshall County.

Photo of Todd Bruce

Todd A. Bruce

Senior Vice President and Commercial North Regional Manager
(574) 855-5090
Email

Todd Bruce serves as Senior Vice President, Commercial North Regional Manager. He started his career in financial services in 1986 and joined Lake City Bank in 2001.

He earned his bachelor’s degree in marketing and communications at Concordia University and his master’s degree in management at Indiana Wesleyan University.

Photo of Ron Bondurant

Ron L. BonDurant

Vice President and Commercial Banking Officer
(574) 327-7003
Email

Ron BonDurant serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1994 and joined Lake City Bank in 2012.

He earned his bachelor’s and master’s degrees in accounting from Manchester University.

Photo of Greg Brown

Greg C. Brown

Vice President and Commercial Banking Officer
(574) 262-8627, x42458
Email

Greg Brown serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1995 and joined Lake City Bank in 2016.

He earned his bachelor’s degree in finance at Indiana University.

Photo of Matt Highbarger

Matthew J. Highbarger

Vice President and Commercial Banking Officer
(574) 855-5082, x43112
Email

Matthew Highbarger serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1997 and joined Lake City Bank in 2016.

He earned his bachelor’s degree in business administration with a concentration in accounting at the University of Notre Dame.

Photo of Patricia McNarney

Patricia T. McNarney

Vice President and Commercial Banking Officer
(574) 855-5088
Email

Patti McNarney serves as Vice President, Commercial Banking Officer. She started her career in financial services in 1988 and joined Lake City Bank in 2012.

She earned her bachelor’s degree in business management and accounting at Western Michigan University.

Photo of Michael Ryan

Michael J. Ryan

Vice President and Commercial Banking Officer
(574) 855-5089
Email

Michael Ryan serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1996 and joined Lake City Bank in 2016.

He earned his bachelor’s degree in economics and marketing from North Park College in Chicago and graduated from the Graduate School of Banking at the University of Wisconsin.

Steven Troike

Steven J. Troike

Vice President and Commercial Banking Officer
(574) 855-5091
Email

Steven Troike serves as Vice President, Commercial Banking Officer. He started his career in financial services in 2006 and joined Lake City Bank in 2018.

He earned his bachelor’s degree in business finance and management at Ball State University.

Photo of Kevin Poe

Kevin R. Poe

Assistant Vice President and Commercial Banking Officer
(574) 855-5081
Email

Kevin Poe serves as Assistant Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2001.

He earned his bachelor’s degree in business administration with a concentration in finance at Indiana University South Bend.

Photo of Camalyn Treadway

Camalyn M. Treadway

Senior Vice President and Commercial East Regional Manager
(260) 616-7000
Email

Camalyn Treadway serves as Senior Vice President, Commercial East Regional Manager. She started her career in financial services in 1986 and joined Lake City Bank in 2001.

She earned her bachelor’s degree in business administration with a concentration in finance at Valparaiso University and her master’s degree in business administration at Saint Francis College.

Photo of Grant Daily

Grant N. Daily

Vice President and Commercial Banking Officer
(260) 399-2497
Email

Grant Daily serves as Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2006.

He earned his bachelor’s degree in finance at Ball State University.

Photo of David Davis

David E. Davis

Vice President and Commercial Banking Officer
(260) 748-3052
Email

David Davis serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1991 and joined Lake City Bank in 2001.

He earned a bachelor’s degree at Indiana University and a bachelor’s degree in business administration at Indiana Wesleyan University. He earned his master’s degree in business administration at Indiana University.

Photo of David Frey

David S. Frey

Vice President and Commercial Banking Officer
(260) 570-4758
Email

David Frey serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1985 and joined Lake City Bank in 2002.

He earned his bachelor’s degree in finance at Ohio University.

Photo of Chad Glassburn

Chad A. Glassburn

Vice President and Commercial Banking Officer
(260) 638-5076
Email

Chad Glassburn serves as Vice President, Commercial Banking Officer. He started his career in financial services in 2000 and joined Lake City Bank in 2016.

He earned his bachelor’s degree in finance and economics from Indiana University.

Photo of Karrie Kitch

Karrie E. Kitch

Vice President and Commercial and Private Banking Officer
(260) 399-2484
Email

Karrie Kitch serves as Vice President, Commercial and Private Banking Officer, covering the Fort Wayne area. She started her career in financial services in 2000 and joined Lake City Bank in 2011.

She earned her bachelor’s degree at Ball State University and her master’s degree in business at Indiana Institute of Technology.

Photo of Eric Steenman

Eric J. Steenman

Vice President and Commercial Banking Officer
(260) 918-0620
Email

Eric Steenman serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1995 and joined Lake City Bank in 2002.

He earned his bachelor’s degree in business management at Indiana University in Fort Wayne.

Photo of Nick Toney

Nicholas A. Toney

Vice President and Commercial Banking Officer
(260) 638-5078
Email

Nicholas Toney serves as Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2007.

He earned his bachelor’s degree in business education from Grace College.

Photo of Marshall Weadick

Marshall C. Weadick

Vice President and Commercial Banking Officer
(260) 918-0619
Email

Marshall Weadick serves as Vice President, Commercial Banking Officer. He started his career in financial services in 2010 and joined Lake City Bank in 2014.

He earned his bachelor’s degree in economics and management at DePauw University, where he was also a member of the Management Fellows Program.

Sara Millspaugh

Sara B. Millspaugh

Assistant Vice President and Commercial Real Estate Officer
(260) 490-1374 x42861
Email

Sara Millspaugh serves as Assistant Vice President, Commercial Real Estate Officer. She started her career in financial services in 1993 and joined Lake City Bank in 2006.

She earned her degree from Indiana University – Purdue University Fort Wayne.

Photo of Chad Stoltzfus

J. Chad Stoltzfus

Senior Vice President and Commercial Central Regional Manager
(574) 364-7001
Email

Chad Stoltzfus serves as Senior Vice President, Commercial Central Regional Manager. He started his career in financial services in 1992 with Lake City Bank and has been with the organization since that time.

He earned his bachelor’s degree in business administration at Goshen College in 1992 and also graduated in 2007 from the Graduate School of Banking at the University of Wisconsin.

Keith Goodman

Keith B. Goodman

Vice President and Commercial Banking Officer
(574) 358-7000
Email

Keith Goodman serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1991 and joined Lake City Bank in 2017.

He earned his bachelor’s degree in business from Goshen College.

Photo of Rodney Hooley

Rodney B. Hooley

Vice President and Commercial Banking Officer
(574) 285-7000
Email

Rodney Hooley serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1994 and joined Lake City Bank in 2006.

He earned his bachelor’s degree in finance at Ball State University.

Photo of Gavin Miller

Gavin S. Miller

Vice President and Commercial Banking Officer
(574) 364-7002
Email

Gavin Miller serves as Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2000.

He earned his bachelor’s degree in communications and business at Indiana University and is a graduate of the Purdue Ag School of Banking.

Photo of Amber Wolfer

Amber M. Wolfer

Vice President and Commercial Banking Officer
(574) 364-7003
Email

Amber Wolfer serves as Vice President, Commercial Banking Officer. She started her career in financial services when she joined Lake City Bank in 1999.

She earned her bachelor’s degree in accounting at Indiana University-Purdue University Fort Wayne.

Photo of Sharon Welsh

Sharon L. Welsh

Vice President and Commercial and Private Banking Officer
(574) 364-7004
Email

Sharon Welsh serves as Vice President, Commercial and Private Banking Officer, covering the Elkhart and Goshen areas. She started her career in financial services in 1977 and joined Lake City Bank in 2003.

She has past experience in retail and mortgage lending and has worked in private banking for the last 24 years.

Photo of Nathan Poe

Nathan R. Poe

Assistant Vice President and Commercial Banking Officer
(260) 768-4590 x42609
Email

Nathan Poe serves as Assistant Vice President, Commercial Banking Officer. He started his career in financial services in 2010 and joined Lake City Bank in 2015.

He earned his associate’s degree in business at Indiana University and his bachelor’s degree in finance at Indiana University. He also attended the Air Force ROTC program at the University of Notre Dame.

Photo of Bill Redman

Bill R. Redman

Senior Vice President and Commercial Indianapolis Regional Manager
(317) 706-9064
Email

Bill Redman serves as Senior Vice President, Commercial Indianapolis Regional Manager. He started his career in financial services in 1987 and joined Lake City Bank in 2015.

He earned his bachelor’s degree in finance at Ball State University and his master’s degree in business administration with a concentration in finance at Butler University.

Photo of Amy Counts

Amy M. Counts

Vice President and Commercial Banking Officer
(317) 360-7989
Email

Amy Counts serves as Vice President, Commercial Banking Officer. She started her career in financial services in 1999 and joined Lake City Bank in 2017.

She earned her bachelor’s degree with a concentration in finance from the Kelley School of Business at Indiana University.

Photo of Brad Grabow

Brad S. Grabow

Vice President and Commercial Banking Officer
(317) 706-9063
Email

Brad Grabow serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1985 and joined Lake City Bank in 2012.

He earned his bachelor’s degree in economics and French at DePauw University and his master’s degree in business administration with a concentration in finance at the Kelley School of Business at Indiana University.

Photo of Ryan Hart

Ryan L. Hart

Vice President and Commercial Banking Officer
(317) 706-9065
Email

Ryan Hart serves as Vice President, Commercial Banking Officer. He started his career in financial services when he joined Lake City Bank in 2004.

He earned his bachelor’s degree in finance and entrepreneurship at the Kelley School of Business at Indiana University and his master’s degree in business administration at Indiana University-Purdue University Fort Wayne.

Photo of Greg Lentz

Gregory W. Lentz

Vice President and Commercial Banking Officer
(317) 706-9060
Email

Greg Lentz serves as Vice President, Commercial Banking Officer. He started his career in financial services in 1981 and joined Lake City Bank in 2016.

He earned his bachelor’s degree at Kelley School of Business at Indiana University and his master’s degree in finance at Butler University.

Photo of Timothy Schlichte

Timothy M. Schlichte

Vice President and Commercial Banking Officer
(317) 706-9062
Email

Tim Schlichte serves as Vice President, Commercial Banking Officer. He started his career in the financial services industry in 1989 and joined Lake City Bank in 2012.

He earned his bachelor’s degree in finance from Xavier University. He is also a graduate of the Graduate School of Banking at the University of Wisconsin–Madison.

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