Personal Banking


Whether you’re looking for a basic checking account, an interest bearing account or something in between, Lake City Bank offers checking solutions designed around you. After all, every customer has different checking needs. That’s why Lake City Bank gives you so many options to choose from.


Can’t decide?


Select one of our great checking options:

These great features may be added to the checking account you choose.


Go paperless and receive your monthly account statements securely with Lake City Bank eStatements. Get the convenience of 24/7 access to at least 18 months of statements via Online Banking. To eliminate the paper statement fee, just keep your email address up to date with us. Enroll in eStatements now.


Debit/ATM Card
Lake City Bank’s Visa® debit card works like a check, only better. Present your debit card anywhere Visa cards are accepted and the amount will be automatically deducted from your checking account. Plus, you can use it to access your account from any ATM1 to withdraw and transfer funds or to make balance inquiries. Lake City Bank also offers ATM-only cards that give you 24-hour access to your checking and savings accounts all over the world.


Direct Deposit
If your employer offers Direct Deposit, consider the convenience of having your paycheck electronically deposited into your checking and/or savings account. You’ll still receive your pay stub from your employer on payday, but now you can cut out the time-consuming trips to the bank. To get started, just talk to your employer who should have the proper paperwork we’ll need to get you set up.



1 Fees may apply when accessing an ATM not owned by Lake City Bank. Debit and ATM cards can be used at any Cirrus/Star network.

You are about to leave our site.

By following this link you are leaving Lake City Bank's website. Lake City Bank is not responsible for the content, links, privacy or security of the website you are going to.