Personal Banking


Want to learn more about Lake City Bank Digital and our other digital solutions? Visit our Innovation section!
Whether you’re looking for a basic checking account, an interest bearing account or something in between, Lake City Bank offers checking solutions designed around you. After all, every customer has different checking needs. That’s why Lake City Bank gives you so many options to choose from.

You can add these great features to your checking account.


Lake City Bank Digital

Lake City Bank Digital is a reimagined, redesigned way to manage your financial life. Use Lake City Bank Digital for everything – business and personal – budgeting, planning and more. It looks and works the same way no matter which device you’re using. Enroll in Lake City Bank Digital now.


Online Documents

Go paperless and get the convenience of 24/7 access to up to seven years of online documents via Lake City Bank Digital. You can receive your monthly account statements, some notices and tax documents securely as online documents.


Debit/ATM Card

Use your Lake City Bank Visa® debit card anywhere Visa cards are accepted, and the amount will be automatically deducted from your checking account. Plus, use it to access your account from any ATM1 to withdraw and transfer funds or to check your balances. Lake City Bank also offers ATM-only cards for 24-hour access to your checking and savings accounts all over the world.


Direct Deposit

If your employer offers direct deposit, you can have your paycheck electronically deposited into your checking and/or savings account. You’ll still receive your pay stub from your employer on payday, but you won’t have to go to the bank to deposit your paycheck. To get started, talk to your employer for the paperwork we’ll need to set you up.


1Fees may apply when accessing an ATM not owned by Lake City Bank. Debit and ATM cards can be used at any Cirrus/Star network ATM.

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