Basic Checking

With everything you need in a checking account, Basic Checking gives you unlimited check writing and unlimited Lake City Bank ATM and debit card transactions.

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Details

$50 minimum to open
$9 monthly maintenance fee ($7 with eStatement); pay no monthly maintenance fee with any one of the following:
– Maintain a $1,500 minimum balance, or
– Make 15 debit card purchases that post and clear per statement cycle¹, or
– Have 1 direct deposit post and clear per statement cycle¹, or
– Have 1 SurePay loan payment post and clear per statement cycle¹, or
– Younger than 21²
Unlimited check writing
Debit card, Lake City Bank Digital, Zelle^®
Overdraft services³

Call our One Call Center at (888) 522-2265 for more information, or drop in one of our branch locations for more information or to open an account. Or

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¹Debit card purchases, direct deposits and SurePay loan payments are counted the day they clear your account which may be later than the transaction date.
²When you reach age 21, we will charge a monthly maintenance fee unless you meet one of the other qualifications for waiving the fee.
³Subject to approval

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.