Compare Checking

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Basic Checking Essential Checking Simple Earnings Checking Rewards Checking Rewards Plus Checking
Checking
Monthly Maintenance Fee $9 ($7 with eStatement) $5 $9 ($7 with eStatement) $9 ($7 with eStatement) $9 ($7 with eStatement)
How to avoid Monthly Maintenance Fees $1,500 minimum balance or
15 debit card purchases2 or
1 direct deposit or
1 SurePay loan payment or
younger than 21 		n/a $5000 minimum balance Meet Monthly Qualifications Meet Monthly Qualifications
Special Features n/a Overdraft fee and NSF fee waived. Other fees listed in the Administrative charges waived section of the Essential Checking disclosure. n/a Up to $25 in ATM fees refunded when monthly qualifications are met. Up to $25 in ATM fees refunded when monthly qualifications are met.
Earns Interest n/a n/a check mark check mark check mark
Meet all Monthly Qualifications to earn interest n/a n/a n/a 8 debit card purchases and 1 ACH transaction, and eStatement $10,000 minimum ledger balance and 15 debit card purchases and 1 direct deposit and eStatement
Lake City Bank Digital
Bank anywhere, anytime, from any device. Transfer funds, pay bills, manage your finances, deposit checks, control your debit card with Card Controls, pay people with Zelle®3. 		check mark check mark check mark check mark check mark
visa-logo Contactless Debit Card check mark check mark check mark check mark check mark
Unlimited Check Writing check mark check mark check mark check mark check mark
Minimum to open $25 $25 $25 $25 $25

Change Accounts

Please select up to two options to compare.
Basic Checking Essential Checking Simple Earnings Checking Rewards Checking Rewards Plus Checking
Checking
Monthly Maintenance Fee
$9 ($7 with eStatement) $5 $9 ($7 with eStatement) $9 ($7 with eStatement) $9 ($7 with eStatement)
How to avoid Monthly Maintenance Fees
$1,500 minimum balance or
15 debit card purchases2 or
1 direct deposit or
1 SurePay loan payment or
younger than 21 		n/a $5000 minimum balance Meet Monthly Qualifications Meet Monthly Qualifications
Special Features
n/a Overdraft fee and NSF fee waived. Other fees listed in the Administrative charges waived section of the Essential Checking disclosure. n/a Up to $25 in ATM fees refunded when monthly qualifications are met. Up to $25 in ATM fees refunded when monthly qualifications are met.
Earns Interest
n/a n/a check mark check mark check mark
Meet all Monthly Qualifications to earn interest
n/a n/a n/a 8 debit card purchases and 1 ACH transaction, and eStatement $10,000 minimum ledger balance and 15 debit card purchases and 1 direct deposit and eStatement
Lake City Bank Digital
Bank anywhere, anytime, from any device. Transfer funds, pay bills, manage your finances, deposit checks, control your debit card with Card Controls, pay people with Zelle®3.
check mark check mark check mark check mark check mark
visa-logo Contactless Debit Card
check mark check mark check mark check mark check mark
Unlimited Check Writing
check mark check mark check mark check mark check mark
Minimum to open
$25 $25 $25 $25 $25

1Debit card purchases must post and clear within the qualification cycle which begins three business days prior to the first day of a statement cycle and ends three business days prior to the end of a statement cycle.
2Debit card purchases must post and clear within the statement cycle.


3Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.
Must be age 16 to use Zelle®

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