Start Fresh Checking

Perfect for those who may not qualify for a traditional account. Lake City Bank Start Fresh Checking lets you take care of your finances and re-establish a positive banking history.


  • $25 minimum deposit to open
  • $10 monthly maintenance fee ($7 if direct deposit posts and clears during statement cycle)
  • Free eStatement ($6 for paper statement)
  • ATM/debit card access
  • Lake City Bank Digital
  • Check writing is not allowed on this account

Start Fresh Plus Checking
Once you’ve managed your account responsibly for six months, you may qualify for Start Fresh Plus Checking. This account includes all the features of the Start Fresh account, with the added ability to write checks.

Drop in one of our branch locations or call our One Call Center at (888) 522-2265 to find out if Start Fresh is right for you.

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