Loans And Mortgages

Car, Truck, Boat, Motorcycle and RV Loans

Perhaps you are in the market for a new fuel efficient car or a pickup that’s been around the block a time or two. Whatever the choice, Lake City Bank offers attractive and competitive terms with either fixed or variable rates.

Get a pre-approved loan so you can shop and negotiate with the peace of mind that your financing is secure and approved.

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  • Competitive rates and excellent terms
  • Affordable monthly fixed payments
  • 0.25% interest rate discount with an automatic payment from a Lake City Bank account
  • Payment Protection available in the event of death or disability

Protect Your Investment with GAP and MBP
Guaranteed Asset Protection (GAP)1 – When you finance your vehicle with a small down payment or for extended terms, your comprehensive and collision insurance may not be enough to pay off the loan balance if your vehicle is stolen or damaged beyond repair during the term of your loan. GAP will protect you for the difference between the amount you owe on the loan and the depreciated value of the vehicle.

Mechanical Breakdown Protection (MBP) – MBP provides protection against mechanical breakdowns above and beyond the original manufacturer’s warranty. It also includes 24-hour assistance for extra piece of mind.

Click here for more information about Guaranteed Asset Protection and Mechanical Breakdown Protection, or to get an instant quote on the cost of the coverage.

Drop in one of our branch locations or call our One Call Center at (888) 522-2265 for more information or apply for a loan.

Lake City Bank car, truck, boat, motorcycle and RV loans are subject to credit approval. You are required to maintain physical damage insurance for the full term of your loan naming Lake City Bank as loss payee.

1The purchase of Guaranteed Asset Protection (GAP) is voluntary and cannot be required as a condition of loan approval. The protection is optional for loan products and is not an insurance product. GAP does not cover delinquent payments or past-due charges. It is not available for boat, motorcycle and RV loans.

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