Savings

Certificates of Deposit

Whatever your goal, we offer a CD that will help you reach it. Are you looking for a short-term deposit? Retirement income? A longer term commitment that pays a higher yield? Talk to us and we’ll set you up with the right solution.

Traditional CD
A $500 deposit is all that’s needed to open a CD. We offer terms from 3 months to 7 years.

  • Term

    APY1

  • 4 months

    1.40%

  • 9 months

    1.65%

  • 13 months

    1.75%

  • 18 months

    1.80%

  • 26 months

    1.90%

  • 35 months

    2.00%

  • 59 months

    2.30%

Companion CD
Our Companion CD rewards you with a great rate when you have your checking account with us. Right now, we’re offering 2.10% APY1 on a 13-month Companion CD. Other rates and terms are available.

Learn More

Freedom CD
With Lake City Bank’s 12-month Freedom CD, you get a great rate of 1.25% APY1 and the flexibility to make unlimited deposits and up to one withdrawal per month.

Learn More

Freedom Plus CD
With Lake City Bank’s 18-month Freedom Plus CD, you get a great rate of 2.00% APY1 and the flexibility to make unlimited deposits and up to one withdrawal per month.

Learn More

Rate-Riser CD
Our Rate-Riser CD rates and terms are great – 2.25% APY1 for a 24-month term, and 2.50% APY1 for a 48-month term. And you can withdraw and reinvest your deposit once without penalty as long as your new CD’s term equals the time remaining in your original Rate-Riser CD.

Learn More

Drop in one of our branch locations or call our One Call Center at (888) 522-2265 for more information about other available rates/terms or to open an account.

1APY = Annual Percentage Yield. Quoted APY is accurate as of August 19, 2019. Penalty for early withdrawal. For more information call (888) 522-2265.

You are about to leave our site.

By following this link you are leaving Lake City Bank's website. Lake City Bank is not responsible for the content, links, privacy or security of the website you are going to.

Cancel Continue