Certificates of Deposit

Whatever your goal, we offer a CD that will help you reach it. Are you looking for a short-term deposit? Retirement income? A longer term commitment that pays a higher yield? Talk to us and we’ll set you up with the right solution.

Traditional CD
A $500 deposit is all that’s needed to open a CD. We offer terms from 3 months to 7 years.

  • Term


  • 4 months


  • 9 months


  • 13 months


  • 18 months


  • 26 months


  • 35 months


  • 59 months


Companion CD
Our Companion CD rewards you with a great rate when you have your checking account with us. Right now, we’re offering 3.00% APY1 on a 60-month Companion CD. Other rates and terms are available.

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Freedom CD
With Lake City Bank’s 12-month Freedom CD, you get a great rate of 1.50% APY1 and the flexibility to make unlimited deposits and up to one withdrawal per month.

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Rate-Riser CD
Our Rate-Riser CD rates and terms are great – 2.25% APY1 for a 24-month term, and 2.50% APY1 for a 48-month term. And you can withdraw and reinvest your deposit once without penalty as long as your new CD’s term equals the time remaining in your original Rate-Riser CD.

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Drop in one of our branch locations or call our One Call Center at (888) 522-2265 for more information about other available rates/terms or to open an account.

1APY = Annual Percentage Yield. Quoted APY is accurate as of June 20, 2018. Penalty for early withdrawal. For more information call (888) 522-2265.

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