- $50 minimum to open (or $5 if younger than 21)
- $6 monthly maintenance fee (pay no monthly maintenance fee with $300 average balance or younger than 211)
- Withdrawal fee of $10/withdrawal after 6 per month2
- Online banking and mobile banking
- 0.01% APY3 paid on collected balance
1When you reach age 21, we will charge a monthly maintenance fee unless you maintain a $300 average balance in the account.
2Keep in mind that federal regulations permit 6 restricted withdrawals per monthly statement cycle. Your account may be closed if you frequently make more than 6 restricted withdrawals per monthly statement cycle.
3APY = Annual Percentage Yield. Quoted APY is accurate as of January 16, 2019. APY is subject to change without notice at any time including after account opening. Fees may reduce earnings. For more information call (888) 522-2265.