Wealth Advisory Group Team

Carrie A. Gutman, JD, CTFA

Carrie Gutman serves as Senior Vice President, Chief Wealth Advisory Officer at Lake City Bank. She is a Certified Trust and Fiduciary Advisor (CTFA). She practiced law for 20 years, started her career in trust administration in 2016 and joined Lake City Bank in 2023.

Carrie’s volunteer work focuses on education that helps equip children to succeed. She is vice president of the Allen County Board of Parks and Recreation, treasurer of St. Paul’s Lutheran Church and School board, member of the Investment Committee for the Concordia Theological Seminary, member of the Finance Committee for the Northeast Indiana Innovation Center and is a board member of STARBASE of Indiana Inc. Carrie is also a member of the Indiana State and Allen County bar associations.

She earned her bachelor’s degrees at Indiana University and her juris doctor degree at the Indiana University Robert H. McKinney School of Law.

Andrew R. Haddock, CFA^®

Andrew Haddock serves as Senior Vice President, Chief Investment Officer in Lake City Bank’s Wealth Advisory Group. He holds the Chartered Financial Analyst (CFA^®) designation. He started his career in trust investments in 1990 and joined Lake City Bank in 2005.

Andy focuses his community involvement on organizations that support children and families. He works with the Lutheran Foundation, which is dedicated to caring for people mentally, physically and spiritually. For many years, he worked with Lutheran Social Services, which helps equip families facing challenging obstacles with skills to make positive life choices. Andy has also helped the Foellinger Foundation, an organization that supports nonprofits serving children and families.

He earned his bachelor’s degree in business economics at Indiana University in Fort Wayne and his master’s degree in economics at the University of Washington.

Richard A. Delks

Richard Delks serves as First Vice President, Senior Wealth Advisor in Lake City Bank’s Wealth Advisory Group. He started his career in financial services in 2002 and joined Lake City Bank in 2015.

Richard is President of the Elkhart Unit Board of the Boys and Girls Club of Elkhart County. He volunteers with the Boys and Girls Club because of its mission – inspiring and empowering all young people to reach their full potential as productive, caring, responsible citizens. He finds the club’s impact on children and families uplifting and motivating.

He earned his bachelor’s degree in corporate finance at Ball State University.

Melanie L. Farr, JD

Melanie Farr serves as Senior Vice President, Chief Fiduciary Officer in Lake City Bank’s Wealth Advisory Group. She practiced law for 25 years, started her career in trust administration in 2023 and joined Lake City Bank in 2024.

Melanie’s previous volunteer work focused on providing legal services for low-income individuals in guardianships and estate planning and administration. She served as past president of the board of directors as well as past chairperson of the Probate, Trust and Tax section of the Allen County Bar Association.

She earned her bachelor’s degree at Defiance College and her juris doctor degree at the University of Toledo College of Law. She is a licensed attorney in Indiana and Ohio.

Reneta U. Thurairatnam, CFP^®, CTFA

Reneta Thurairatnam serves as Vice President, Senior Wealth Advisor in Lake City Bank’s Wealth Advisory Group. She is a Certified Financial Planner^® and a Certified Trust and Fiduciary Advisor (CTFA). She started her career in financial services in 1997 and joined Lake City Bank in 2014.

Reneta is a board member of the Parview Foundation and treasurer of Humane Fort Wayne. She is a board and finance committee member of the Allen County Public Library Foundation, Vera Bradley Foundation and Community Foundation of Greater Fort Wayne. She volunteers with Junior Achievement and Saint Francis University. Reneta is also part of the Diversity and Inclusion Task Force at Lake City Bank.

She earned her bachelor’s degree in business economics at Huntington University and her master’s degree in business administration with a concentration in international business at the University of St. Francis. She also graduated from Cannon Financial Institute.

Kevin D. Hampton

Kevin Hampton serves as Vice President, Senior Investment Officer in Lake City Bank’s Wealth Advisory Group. He started his career in financial services in 1985 and joined Lake City Bank in 2021.

Kevin enjoys working with youth in his community to promote educational, social and economic advancement. He is a part of the Professional Advisors Leadership Council (PALC) of the Central Indiana Community Foundation (CICF) and volunteers with Liberty Grove Schools.

He earned his bachelor’s degree in finance and accounting and master’s of jurisprudence degree with a concentration in corporate and international law from Indiana University.

Scott R. Tapley, CFA^®

Scott Tapley serves as Vice President, Senior Investment Officer in Lake City Bank’s Wealth Advisory Group. He holds the Chartered Financial Analyst (CFA^®) designation. He started his career in financial services in 1992 and joined Lake City Bank in 2021.

Scott enjoys helping others in his community through coaching youth bowling where he gets the opportunity to mentor young people.

He earned his associate degree in business administration from Parkland College, and his bachelor’s degree in business administration from the University of Phoenix.

Steven B. Burnside, CFA^®, CFP^®

Steven Burnside serves as Vice President and Investment Officer in Lake City Bank’s Wealth Advisory Group. He holds the Chartered Financial Analyst (CFA^®) designation and is a Certified Financial Planner^®. He started his career in financial services in 2009 and joined Lake City Bank in 2013.

Steven supports financial literacy for children to help provide them with an understanding of money and personal finance. He has volunteered with Junior Achievement and taught a variety of classes and students.

He earned his bachelor’s degree in finance at Indiana University South Bend and his master’s degree in business administration at the Kelley School of Business at Indiana University.

Lili A. Dailey, CTFA

Lili Dailey serves as Vice President, Trust Officer in Lake City Bank’s Wealth Advisory Group. She is a Certified Trust and Fiduciary Advisor (CTFA). She started her career in financial services in 1990 and joined Lake City Bank in 1998.

Lili enjoys working with youth in her community. She volunteers at her child’s school, has taught Junior Achievement classes, participated in Reality Stores and helped select scholarship recipients for the Kosciusko County Community Foundation.

She earned her associate degree in business management from Indiana Business College and is a graduate of the Cannon Financial Institute.

Michelle L. Kindler

Michelle Kindler serves as Vice President, Investment Administrator in Lake City Bank’s Wealth Advisory Group. She started her career in financial services in 1997 and joined Lake City Bank in 2006.

Shelly’s volunteer activities involve supporting children, education and the impoverished. She believes that establishing a strong support system and providing guidance early in life can help create a more defined and positive path throughout life. Shelly also works with The St. Joseph Community Health Foundation.

She earned her bachelor’s degree at Indiana University-Purdue University Fort Wayne.

Jennifer I. King

Jennifer King serves as Vice President, Personal Trust Officer in Lake City Bank’s Wealth Advisory Group. She started her career in financial services in 1983 and joined Lake City Bank in 2014.

Jenny works with organizations that reflect her interest in children, history and enhancing the lives of those with limited access to the arts. In addition to past work as a Big Brothers/Big Sisters buddy, she has worked with the History Center. Her current efforts include work with Junior Achievement, the Charitable Gift Planners of Northeast Indiana and Audiences Unlimited.

She earned her bachelor’s degree in psychology at Purdue University in Fort Wayne and is a distinguished graduate of the National Graduate Trust School of the American Bankers Association.

Adam L. Esterline

Adam Esterline serves as Assistant Vice President, Wealth Advisory Officer in Lake City Bank’s Wealth Advisory Group. He started his career in financial services in 2020 and joined Lake City Bank in 2021.

Adam is a board member of Combined Community Services and enjoys helping others in his community through his church, where he is on the board of elders. He also volunteers with Junior Achievement.

Adam earned his bachelor’s degree in mathematics at Purdue University and his master’s degree at Olivet Nazarene University.

Nathan J. Targgart

Nathan Targgart serves as an Investment Officer in Lake City Bank’s Wealth Advisory Group. He started his career in financial services in 2019 and joined Lake City Bank in 2025.

Nathan volunteers at the Fort Wayne Rescue Mission and at his local church, where he leads classes for the church youth. He is passionate about teaching valuable lessons to the next generation and supporting his community.

He earned his bachelor’s degree in finance from Taylor University and a master’s degree in business administration from Purdue University Fort Wayne.

Denise D. Chacon

Denise Chacon serves as a Senior Wealth Associate in Lake City Bank’s Wealth Advisory Group. She started her career in financial services in 1981 and joined Lake City Bank in 2019.

Denise has a heart for the elderly in her community and is an active volunteer in her church.

Melissa J. Coy

Melissa Coy serves as a Senior Wealth Associate in Lake City Bank’s Wealth Advisory Group. She started her career in financial services in 2005 and joined Lake City Bank in 2008.

Melissa has a heart for youth and enjoys investing her time in them, including working with the Kosciusko County Community Foundation Scholarship Committee and serving as a youth group leader.

She attended Ozark Christian College.

Amber L. Graf

Amber serves as a Senior Wealth Associate in Lake City Bank’s Wealth Advisory Group.

She started her career in financial services in 2008 and joined Lake City Bank in 2024.

Amber enjoys coaching for the Northern Indiana Volleyball Association Club of Elkhart.

Bill Elliot

Bill serves as a Senior Wealth Associate in Lake City Bank’s Wealth Advisory Group.

He started his career in financial services in 2011 and joined Lake City Bank in 2024.

Bill earned his associate degree in business at Indiana University Fort Wayne.

Michelle L. Jacobsen, CSOP, CTOP

Michelle Jacobsen serves as Vice President, Trust Operations Manager in Lake City Bank’s Wealth Advisory Group. She is a Certified Securities Operations Professional (CSOP) and Certified Trust Operations Professional (CTOP). She started her career in financial services in 1998 and joined Lake City Bank in 2021.

She earned her bachelor’s degree in management at Indiana Wesleyan University.

Kelli L. Hatfield

Kelli Hatfield serves as Trust Tax Officer in Lake City Bank’s Wealth Advisory Group. She started her career in financial services when she joined Lake City Bank in 2020.

Kelli enjoys working with youth in her community. She volunteers with Junior Achievement and helps select scholarship recipients for the Kosciusko County Community Foundation.

Susan K. Hayes

Susan Hayes serves as a Trust Compliance Officer in Lake City Bank’s Wealth Advisory Group. She started her career in financial services when she joined Lake City Bank in 1998.

Donna M. Miller

Donna Miller serves as a Senior Trust Operations Specialist in Lake City Bank’s Wealth Advisory Group. She started her career in financial services when she joined Lake City Bank in 1989.

Donna’s volunteer activities focus on educating children about banking and personal finance. She volunteers at the bank’s Reality Store program and for Junior Achievement through its JA in a Day program.

Darlene S. Crawford

Darlene Crawford serves as a Trust Operations Specialist in Lake City Bank’s Wealth Advisory Group. She started her career in financial services when she joined Lake City Bank in 1986.

She volunteers with Big Brothers Big Sisters because she wants to make a difference in the life of a young person who might be experiencing difficulties. She volunteers at the bank’s Reality Store program to help young people learn about finance, and volunteers visiting the elderly.

Andrew McCoy

Andrew McCoy serves as a Trust Operations Tax Specialist in Lake City Bank’s Wealth Advisory Group. He started his career in financial services when he joined Lake City Bank in 2025.

He previously volunteered with Family Christian Development Center, Future Farmers of America, Plymouth Public Library and Nappanee Public Library. He is passionate about bringing community members together to help build a strong community.

Andrew earned his bachelor’s degree in business management at Grace College.