Deposit Accounts

Business Checking Accounts

Select an account based on your account activity, your average balances and other banking services your business needs.

  • Premier Business Checking

    This account offers a generous amount of transaction levels.

    • $25 monthly maintenance fee waived with $10,000 average balance
    • Includes 500 transactions each statement cycle; $0.45 for each additional transaction after 500
  • Value Business Checking

    Focused on growing your business? This is the checking account for you.

    • $10 monthly maintenance fee waived with $2,500 average balance
    • Includes 300 transactions each statement cycle; $0.45 for each additional transaction after 300
    • Includes free Business Online BillPay
  • Basic Business Checking

    Keep your business banking simple and low maintenance.

    • No minimum balance or monthly maintenance fee
    • Includes 200 transactions each statement cycle; $0.45 for each additional transaction after 200
  • Business Analysis Checking

    Ideal for businesses with high transaction activity, cash handling needs or that use Treasury Management Services.

    • Receive an earnings credit allowance (based on the investable balance maintained in the account during the month) to reduce or eliminate monthly service charges
    • Contact a Treasury Management Services Officer for information regarding specific fees and to determine if this account would best fit the needs of your business
  • Business Rewards Checking

    Receive a high market-based interest rate when you meet simple technology-based qualifications.

    • $10 monthly maintenance fee can be offset with a $5 credit for having a Lake City Bank Credit Card and a $5 credit for a Lake City Bank Merchant Services account
    • Includes unlimited debit card transactions and 150 other transactions (checks, deposits, deposited items, etc.) each statement cycle; $0.45 for each additional non-debit card transaction after 150
    • Earn a high market-based interest rate when you receive your monthly statement electronically and when 10 debit card purchases post and clear the account during a qualification cycle
    • 2015 Qualification Dates
  • Super NOW Checking

    Allows not-for-profit organizations, sole proprietorships, state entities and municipalities to earn interest on checking account balances.

    • $10 monthly maintenance fee waived with $4,000 average balance
    • Includes 350 transactions each statement cycle; $0.25 for each additional transaction after 350

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