Business Checking Accounts
Select an account based on your account activity, your average balances and other banking services your business needs.
Premier Business Checking
This account offers a generous amount of transaction levels.
- $25 monthly maintenance fee waived with $10,000 average balance
- Includes 500 transactions each statement cycle; $0.50 for each additional transaction after 500
Value Business Checking
Focused on growing your business? This is the checking account for you.
- $10 monthly maintenance fee waived with $2,500 average balance
- Includes 300 transactions each statement cycle; $0.50 for each additional transaction after 300
- Includes 10 Business Online BillPay payments each statement cycle; $0.45 for each additional payment after 10
Basic Business Checking
Keep your business banking simple and low maintenance.
- No minimum balance or monthly maintenance fee
- Includes 200 transactions each statement cycle; $0.50 for each additional transaction after 200
Business Analysis Checking
Ideal for businesses with high transaction activity, cash handling needs or that use Treasury Management Services.
- Receive an earnings credit allowance (based on the investable balance maintained in the account during the month) to reduce or eliminate monthly service charges
- Contact a Treasury Management Services Officer for information regarding specific fees and to determine if this account would best fit the needs of your business
Business Rewards Checking
Receive a high market-based interest rate when you meet simple technology-based qualifications.
- $10 monthly maintenance fee can be offset with a $5 credit for having a Lake City Bank Credit Card and a $5 credit for a Lake City Bank Merchant Services account
- Includes unlimited debit card transactions and 150 other transactions (checks, deposits, deposited items, etc.) each statement cycle; $0.50 for each additional non-debit card transaction after 150
- Earn a high market-based interest rate when you receive your monthly statement electronically and when 10 debit card purchases post and clear the account during a qualification cycle
- Rewards Qualification Dates
Super NOW Checking
Allows not-for-profit organizations, sole proprietorships, state entities and municipalities to earn interest on checking account balances.
- $10 monthly maintenance fee waived with $4,000 average balance
- Includes 350 transactions each statement cycle; $0.50 for each additional transaction after 350