Rewards Plus Checking
- $50 minimum to open
- $9 monthly maintenance fee ($7 with eStatement); pay no monthly maintenance fee when you meet the monthly qualifications
- Unlimited check writing
- IDProtect® Score Tracker
- Identity Fraud Recovery and Resolution
- Cell Phone Protection
- Debit card, online banking, online bill pay and mobile banking
- Overdraft services1
- 1.51% APY2 paid on balances of $10,000
- 0.26% APY2 paid on balances greater than $10,000
- Up to $25 monthly reimbursement on ATM fees nationwide
Monthly Qualifications to Receive Rewards
- Maintain a minimum $10,000 balance
- Make 15 debit card purchases that post and clear per qualification cycle3
- Have one direct deposit post and clear per qualification cycle
- Enroll in eStatements and maintain a valid email address with Lake City Bank
- Qualification Dates
If you do not meet these qualifications during a particular qualification cycle, you will not receive the rewards for that month, will earn 0.01% APY2 on your entire checking account balance and be charged the monthly maintenance fee.
Click here to learn about our Rewards Plus Savings account – a perfect companion to Rewards Plus Checking.
If you would like more information about Rewards Plus Checking, drop in one of our branch locations or call our One Call Center at (888) 522-2265.
1Subject to approval
2APY = Annual Percentage Yield. Quoted APY is accurate as of July 7, 2020. APY is subject to change without notice at any time including after account opening. Fees may reduce earnings. For more information call (888) 522-2265.
3Debit card purchases are counted the day they clear your account which may be later than the transaction date.