Personal Banking

Loans and Mortgages

Loans for any inspiration
Whether you are renovating your home or finally ready to get that motorcycle you have been dreaming about, Lake City Bank has the loan to take you farther. After all, Lake City Bank is known for great rates, known for stability and, most importantly, known for loans.
Click below for more information about the loans we offer.

Sure Pay

Direct Payment is easy and convenient!


Sure Pay, or Direct Payment, is a convenient alternative to writing a check on a regular basis and mailing it. When you use Direct Payment, you authorize us (Lake City Bank) to electronically collect the amount of your mortgage or consumer loan from your checking or savings account. The amount will be deducted from your account on a predetermined date. You'll benefit from reduced check writing, save money on postage, improve your budgeting, and eliminate the chance for a late payment. The payment will be shown on your Lake City Bank account statement. The statement will indicate the payment date and amount.

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