Savings

Individual Retirement Accounts

Plan for retirement by exploring our IRA options.

Traditional IRA
Ideal for those wanting to pay less in taxes now, by using pre-tax dollars to build principal for more earnings later. Contributions cannot be withdrawn without IRS penalty until after age 59½.

Roth IRA
Unlike a Traditional IRA, contributions to a Roth IRA are made with after-tax dollars. However, earnings are tax- and penalty-free if you meet certain conditions.

Drop in one of our branch locations or call our One Call Center at (888) 522-2265 to get more information or open an Individual Retirement Account.

Contact your tax or legal advisor to answer your specific questions about eligibility, distributions and penalties.

You are about to leave our site.

By following this link you are leaving Lake City Bank's website. Lake City Bank is not responsible for the content, links, privacy or security of the website you are going to.