Personal Banking

Credit Cards

Limited Time Offer $100 Bonus
Get the credit and rewards you want with Lake City Bank credit cards. What do you want in a credit card? Points? Low rate? Our credit cards have you covered. Plus, they come with a variety of important features including EMV smart chip technology for added security and mobile purchasing capability for added convenience.

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  • Visa® Real Rewards Card and Visa® College Real Rewards Card

    Watch your rewards add up even faster with 1.5 points for every $1 you spend on eligible net purchases1. Plus get 2,500 bonus reward points awarded after your first purchase2.

  • Cash Rewards American Express® Card

    Earn cash back every time you use your card: 3% on gas3, 2% at supermarkets3, and 1% on all other eligible net purchases3, plus $25 cash back after your first purchase2.

  • Premier Rewards American Express® Card

    Earn great rewards faster with 4X reward earnings on eligible net restaurant purchases4, 3X reward earnings on eligible net airline purchases, 2X reward earnings on eligible net gas purchases and 1X reward earnings on all other eligible net purchases. Plus, get 10,000 bonus rewards points after you spend $1,000 in the first 3 months2 and enjoy no foreign transaction fees – all with a low annual fee.
    Global Entry or TSA Pre✓® is also included. You get automatic statement credit reimbursement for whichever program you apply for first.5 Upon approval, enjoy expedited travel screening at participating airports.

  • Visa® Platinum Card

    Save on interest with an extended introductory rate and pay down other credit card balances faster.

  • Visa® Secured Card

    Start building (or rebuilding) your credit history, even if you’ve been turned down for other credit cards, with flexible credit lines based on a security deposit and a low annual fee.

Drop in one of our branch locations or call our One Call Center at (888) 522-2265 for more information or to apply for a credit card. Or:

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