Get peace of mind with full FDIC insurance on deposits greater than $250,000 with CDARS, our Certificate of Deposit Account Registry Service.


  • Work with just one bank – Lake City Bank. We’ll distribute your large deposit in smaller amounts among several CDARS banks, ensuring all of your deposit is FDIC insured.
  • Earn the same rate on all the smaller CDs that make up your large deposit; no need to negotiate rates for each smaller CD.
  • Receive one combined account statement listing all the smaller CDs that are part of your large deposit; this combined statement includes details about the issuing banks, maturity dates, interest earned, etc.

Drop in one of our branch locations or call our One Call Center at (888) 522-2265 to get more information or open a CDARS account.

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