Simple Earnings Checking
- $50 minimum to open
- $9 monthly maintenance fee ($7 with eStatement)
- Pay no monthly maintenance fee with $5,000 minimum balance
- Unlimited check writing
- Debit card, Lake City Bank Digital, Zelle®
- Overdraft services1
Interest Rates and Tiers
- 0.10% APY2 paid on balances from $5,000 to $49,999
- 0.20% APY2 paid on balances of $50,000 or more
1Subject to approval
2APY = Annual Percentage Yield. Quoted APY is accurate as of January 26, 2022. APY is subject to change without notice at any time including after account opening. Fees may reduce earnings. For more information call (888) 522-2265.
Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.