Simple Earnings Checking

The name says it all. Enjoy a great rate on your checking balances with minimal qualifications.

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Details

$25 minimum to open
$9 monthly maintenance fee ($7 with eStatement)
Pay no monthly maintenance fee with $5,000 minimum balance
Unlimited check writing
Debit card, Lake City Bank Digital, Zelle^®
Overdraft services¹

Interest Rates and Tiers

1.00% APY² paid on balances from $5,000 to $49,999
1.50% APY² paid on balances of $50,000 or more

Call our One Call Center at (888) 522-2265 for more information, or drop in one of our branch locations for more information or to open an account. Or

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¹Subject to approval
²APY = Annual Percentage Yield. Quoted APY is accurate as of June 4, 2023. APY is subject to change without notice at any time including after account opening. Fees may reduce earnings. For more information call (888) 522-2265.

Zelle and the Zelle related marks are wholly owned by Early Warning Services, LLC and are used herein under license.