Lake City Bank Digital

Prepaid debit cards for kids and teens

Lake City Bank has partnered with FamZoo to offer cards designed specifically to prepare kids for financial responsibilities in a safe, parent-moderated platform.

Enroll today and get your first month free!1

FamZoo is a subscription service available to Lake City Bank customers through My Toolkit in Lake City Bank Digital. To enroll, simply sign into Lake City Bank Digital and navigate to My Toolkit on the menu. Select the FamZoo icon and follow the on-screen prompts to begin set up and place your initial card order.

Not enrolled in Digital? You can sign up here.

Benefits of FamZoo include:

  • Access within Lake City Bank Digital
  • Build healthy financial habits
  • Teach smart spending
  • Set savings goals
  • Manage chores and allowance
  • And so much more!

Safe Reloadable Prepaid Cards

  • Order and load from Lake City Bank Digital
  • Widely accepted online, in stores and abroad
  • No overdraft or insufficient funds fees
  • Secure EMV chip technology
  • Support for Apple Pay® and popular digital wallets
  • Instant card-to-card transfers
  • Direct deposit to any card
  • Parental dashboard and controls
  • MasterCard® Zero Liability Protection
  • FDIC insured

Educational Family Finance App

  • Automate allowance, chore and odd job payments
  • Split earnings between spend, save and give categories
  • Limit spending to the budgeted amount
  • Parental review and approval of money requests
  • Receive real-time card activity alerts
  • Lock and unlock cards to protect funds
  • Motivate saving with parent-paid interest2
  • Set, forecast and track savings goals
  • Bill kids for shared family expenses
  • Track money owed between family members

Good Money Habits

  • Earn diligently
  • Spend wisely
  • Save patiently
  • Give thoughtfully

A priceless education. One low fee3.

  • $5.99 per family per month
  • Any number of children
  • Any number of cards4

If you have questions, please click the button below to review a helpful list of frequently asked questions. You can also send us an email, start a live chat with us by clicking the chat bubble on your screen or call our One Call Center at (888) 522-2265.

Frequently Asked Questions

Terms and conditions apply to using FamZoo. Please read FamZoo’s terms of use agreement here. Please read FamZoo’s cardholder agreement here.

1After the first month, the subscription cost is $5.99 per family per month.

2FamZoo debit cards do not earn interest on any balance.

3Additional fees may apply. Please read FamZoo’s fee disclosure here.

4When enrolled through Lake City Bank, the one-time fee is waived for additional cards.

Apple Pay is a trademark of Apple Inc., registered in the U.S. and other countries.

Mastercard and the circles design are registered trademarks of Mastercard International Incorporated.