Lake City Bank is excited to bring you Zelle® – a fast, safe and easy way for our customers to send money in minutes1 to friends, family and others you trust who have a bank account in the U.S.

Pay back your friend for concert tickets, ask your roommate for rent money without it getting awkward, and easily split2 the cab fare three ways using Zelle®. You can send and receive money from the convenience of your Lake City Bank Digital app.

This is How Money Moves®

Fast – Send money directly from your account to theirs — typically in minutes1.
Safe – Use Zelle® within the app you already trust. No account numbers are shared.
Easy – Send money using just an email address or U.S. mobile phone number.

Start using Zelle®

1. Log into Lake City Bank Digital.
2. Select Send Money with Zelle® from the Transfers/Payments Menu.
3. Enroll your U.S. mobile number or email address.
4. You’re ready to start sending and receiving money with Zelle®.

Sending Money Safely


Check out our Zelle® FAQ page! If you can’t find the answer there, give us a call at (888) 522-2265.

1U.S. checking or savings account required to use Zelle®. Transactions between enrolled users typically occur in minutes.
2In order to send payment requests or split payment requests to a U.S. mobile number, the mobile number must already be enrolled with Zelle®.

Zelle® and the Zelle® related marks are wholly owned by Early Warning Services, LLC and are used herein under license.

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