Home Equity Line Of Credit

This offer features a 2.99% fixed-rate lock on a Lake City Bank home equity line of credit. This means you open a variable-rate home equity line and then lock in a portion of that line ($5,000 minimum) at a fixed interest rate for a specified term. You can have up to three Rate Locks in place at a time.

Call (888) 522-2265 or fill out the form below to receive more details about this offer.

*Offer good through July 31, 2021. The promotional 5 Year Fixed Rate Lock of 2.99% APR requires credit approval, an 85% or less loan-to-value ratio (90% loan-to-value if first mortgage is with Lake City Bank) and an automatic payment deduction from a Lake City Bank checking or savings account (higher APR applies without an automatic payment deduction). Terms of Repayment per $1,000 borrowed: 60 monthly payments of $17.96. Minimum loan amount is $5,000 with a cumulative maximum of $200,000. Contact Lake City Bank for other rate and term options. A refinance of a current Lake City Bank Home Equity Fixed Rate Lock does not qualify for the promotional rate. You must carry insurance on the property that secures your Home Equity line of credit. Institution ID# 431669.
  • Lake City Bank opens accounts in our market area only, which includes Northern and Central Indiana. However, Lake City Bank reserves the right to make exceptions to this policy based on the individual situation.
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