
Management Committee


David M. Findlay
President and Chief Executive Officer(574) 267-9197
David Findlay serves as President, Chief Executive Officer. He started his career in financial services in 1984 and joined Lake City Bank in 2000.
He earned his bachelor’s degree in history at DePauw University.


Michael E. Gavin
Executive Vice President and Chief Credit Officer(574) 371-9235
Michael Gavin serves as Executive Vice President, Chief Credit Officer. He started his career in financial services in 1979 and joined Lake City Bank in 1992.
He earned his bachelor’s degree in finance at Indiana University.


Lisa M. O'Neill
Executive Vice President and Chief Financial Officer(574) 267-9125
Lisa O’Neill serves as Executive Vice President, Chief Financial Officer. She started her career in financial services in 1989 and joined Lake City Bank in 2014.
She earned her bachelor’s degree cum laude at Amherst College and her master’s degree in accountancy at DePaul University. She became a Certified Public Accountant in 1991.


Eric H. Ottinger
Executive Vice President and Chief Commercial Banking Officer(574) 267-9122
Eric Ottinger serves as Executive Vice President, Chief Commercial Banking Officer. He started his career in financial services in 1992 and joined Lake City Bank in 1999.
He earned his bachelor’s degree in business/entrepreneurship at Ball State University and his master’s degree in business administration at Indiana University – Purdue University Fort Wayne.


Kristin L. Pruitt
Executive Vice President, Chief Administrative Officer(574) 371-9220
Kristin Pruitt serves as Executive Vice President, Chief Administrative Officer. She joined Lake City Bank in 2008.
She has a bachelor’s degree cum laude from the University of Notre Dame and a juris doctor degree magna cum laude from Case Western Reserve University School of Law.


Kyra E. Clark
Senior Vice President, Chief Human Resources Officer(574) 267-9171
Kyra Clark serves as Senior Vice President, Chief Human Resources Officer. She joined Lake City Bank in 2020.
She earned her bachelor’s degree magna cum laude from the University of Wisconsin-Green Bay and a juris doctor degree from the University of Oregon School of Law.


Rick Donovan
Senior Vice President and General Counsel(574) 376-7203
Rick Donovan serves as Senior Vice President, General Counsel. He also serves as Corporate Secretary. Donovan has practiced law, specializing in commercial banking, corporate and real estate law, since 1993. He joined Lake City Bank in 2019.
He earned his bachelor’s degree at Butler University and his juris doctor at Valparaiso University School of Law.


Stephanie R. Leniski
Senior Vice President and Chief Retail Banking Officer(574) 376-7211
Stephanie Leniski serves as Senior Vice President, Chief Retail Banking Officer. She started her career in financial services in 1996 and joined Lake City Bank in 2002.
She earned her bachelor’s degree in economics at Saint Mary’s College and her master’s degree in business administration at Bethel College.


Jonathan P. Steiner
Senior Vice President and Chief Wealth Advisory Officer(260) 399-2486
Jonathan Steiner serves as Senior Vice President, Chief Wealth Advisory Officer. He started his career in financial services in 1985 and joined Lake City Bank in 2010.
He earned his bachelor’s degree in business administration at Taylor University and his master’s degree in business administration at Western Michigan University.


Board of Directors




M. Scott Welch
M. Scott Welch serves as a Director of Lakeland Financial Corporation and Lake City Bank and is on the Compensation Committee and the Governance Committee.
Welch is the Chief Executive Officer of Welch Packaging Group, Inc. He is also a trustee of DePauw University and a director of public company Patrick Industries.












Emily E. Pichon
Emily Pichon serves as a Director of Lakeland Financial Corporation and Lake City Bank and is on the Audit Committee and the Compensation Committee.
Pichon is the Chairman of ExTech Plastics, Inc., and an officer and director of the Olive B. Cole Foundation and the M E Raker Foundation.






