Insights Blog

What Is Debt? How to Teach Your Kids About It Before It’s Too Late

“What is debt?” may not be a question your children ask directly, but teaching your kids about borrowing from an early age can help them use credit wisely and constructively. After all, achieving financial wellness isn’t just about saving. Real...

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Practical Budgeting Methods that Actually Work

For many of us, creating a budget is the easy part. The hard part is sticking to a plan over the long term. Understanding your habits, strengths, and weaknesses can help you choose budgeting strategies that you’ll actually stick with.

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Spring Clean Your Finances with a Smart Debt Payment Plan

Spring is a great time to reset more than just your home. Taking a fresh look at your budget and creating a realistic debt payment plan can help you reduce stress and make steady progress toward your financial goals. When...

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6 Simple Business Finance Tips for Better Money Management

Owning a small business can mean independence, following a passion, or building a solid future. While financial management might not be the first thing on the minds of many small business owners, following key business finance tips can make the...

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How to Save Money and Stick to Financial Goals While Changing Jobs

A new job can bring new opportunities—and new financial decisions. Learn how to protect your retirement savings, compare benefits and make smart moves before and after a career change.

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Secure Your Business in the New Year

Cybercriminals are more active than ever—and businesses of all sizes are targets. A quick New Year cybersecurity check can go a long way toward protecting your accounts, your data, and your team. Below is a simple, high-impact checklist to help...

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Building Financial Literacy for Kids at Home

Building strong money skills early can benefit your kids for a lifetime. Finding simple ways to talk about earning money and how your family uses it can fit naturally into everyday routines. Consider teaching about money with these activities to...

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Family Tax Planning: How these 5 Life Changes Could Impact You This Year

When changes happen to you and your family members, they affect all aspects of your life—including income taxes. Read on about five major life events and how to deal with potential tax changes you’ll want to address in your family...

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Wesley Brandy is Lake City Bank

Why do you value working at Lake City Bank? I value the accessibility of our leadership. On any given day, I might be in conversation with our CEO or at a fun corporate event with our president. Events like these...

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Tips For Teaching Your Kids to Spend Responsibly

Teaching kids how to handle money is a lifelong gift. Real-life situations—shopping, allowances, or saving for something special—make it easy to show them how money works.

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