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July 22, 2016

Lakeland Financial Corporation to Present at the Keefe, Bruyette & Woods 2016 Community Bank Investor Conference

Lakeland Financial Corporation (Nasdaq Global Select/LKFN), parent company of Lake City Bank, today announced that David M. Findlay, President and Chief Executive Officer, Michael E. Gavin, Chief Credit Officer and Lisa M. O’Neill, Chief Financial Officer will attend Keefe, Bruyette & Woods’ 17th Annual Community Bank Investor Conference, held in New York City on August 2 and 3, and will participate in a series of meetings with institutional investors during the conference.

Management will present at the conference on August 3 at 8:30 a.m. EDT in New York City. Interested investors may listen to the live webcast of the presentation and view a copy of the slides used in the presentation by accessing the Investor Relations section at lakecitybank.com. Listeners should go to the website at least fifteen minutes before the event to download and install any necessary audio software. For those unable to attend the live broadcast, a replay will be available on the site for 90 days. There is no charge to access this event.

Lake City Bank, a $3.9 billion bank headquartered in Warsaw, Indiana, is the fourth largest bank headquartered in the state, and the largest bank 100% invested in Indiana. Lake City Bank operates 48 branch offices in northern and central Indiana, delivering technology-driven solutions in a client-centric way to individuals and businesses. The bank is the single bank subsidiary of Lakeland Financial Corporation (Nasdaq Global Select/LKFN).

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